Financial Consumer Protection
PBB prioritizes customer care and consumer protection, providing a secure and reliable experience for all financial products and services.
Products & Services
Loans
Your Path to Financial Freedom Starts Here.
Deposits
Transaction accounts for daily banking needs.
Investments
Smart Investments, Brighter Opportunities.
PBB Internet Banking
Seamless Banking. Anytime. Anywhere. Experience fast, secure, and convenient digital banking with PBB Internet Banking. Whether you're managing personal or business accounts, stay in control—anytime, anywhere.
Bank on the go with the PBB Mobile App, available on Android and iOS.
Secure Your Digital Banking
Para protektado ang iyong funds para as pamilya mo, tandaan ang mga security safety tips na ito sa paggamit ng digital services ng Philippine Business Bank.
💸 PESONet Frequently Asked Questions (FAQs)
About PESONet
As part of the Bangko Sentral ng Pilipinas’ National Retail Payment System (NRPS) framework, PESONet enables customers to transfer funds safely and efficiently across participating banks and electronic money issuers (EMIs) in Philippine Peso.
Through PESONet, Philippine Business Bank (PBB) customers can send and receive money conveniently, whether for personal, business, or corporate transactions.
💡 Tip:
For faster transfers, you may also explore InstaPay, another NRPS fund transfer service for low-value, real-time payments.
1. What is PESONet?
PESONet is a high-value, non-time-sensitive electronic fund transfer service that allows customers to send and receive Philippine Peso funds between banks and EMIs participating in the PESONet network. It operates under the National Retail Payment System (NRPS) of the Bangko Sentral ng Pilipinas (BSP), designed to ensure a safe, efficient, and reliable retail payment system.
2. Who can use PESONet?
All existing PBB account holders are eligible to avail of PESONet services.
3. What types of accounts can I transfer to using PESONet?
You can transfer funds to individual, business, and corporate accounts maintained with any PESONet participating bank or EMI.
4. Is there a limit to the amount I can transfer via PESONet?
No. PESONet is a high-value fund transfer service, meaning there is no limit to the amount you can send.
5. When will my recipient receive the funds?
PESONet transactions are non-time-sensitive and are processed in three clearing cycles daily:
- 🕙 10:00 AM
- 🕐 1:00 PM
- 🕓 4:00 PM
Transactions made after 4:00 PM will be processed during the next clearing cycle.
6. How does PESONet process fund transfers?
PESONet follows the principle of “settled before credit,” which means funds are first posted to PBB’s Demand Deposit Account (DDA) with the BSP before they are credited to the customer’s account.
7. What are the transaction fees for PESONet?
💰 Outgoing transfers: ₱25.00 per transaction
✅ Incoming transfers: Free of charge
8. Where can I find the list of PESONet participating banks and EMIs?
You can view the complete list of participating institutions here:
🔗 BSP PESONet Participants
9. Who can I contact for inquiries or assistance?
For any questions or concerns, you may reach out to our Consumer Protection Unit:
📞 Telephone: (02) 8-363-4357
✉️ Email: [email protected]
Privacy notice and policy
Data Privacy
Philippine Business Bank (“PBB” or “the Bank”), with an aim to live up and promote the culture of privacy within the organization, is zealous and dedicated to carry out the mandatory requirements of Data Privacy to safeguard and preserve your Personal Data (or “personal information, sensitive personal information or privileged information”).
Let's make it happen, visit our nearest branch today!
A Historic Night at the Golden Icons Awards: Rolando R. Avante Emerges as Asia’s Beacon of Transformative Banking Leadership
07/08/2026
On the evening of July 7, 2026, a hushed anticipation blanketed Okada Manila as industry titans and luminaries gathered for an event destined to leave an indelible mark on the landscape of banking. Amidst the glimmering lights and the heart-pounding atmosphere, Rolando R. Avante, the President and CEO of Philippine Business Bank (PBB), ascended the stage to receive the prestigious Asia’s Golden Icon for Excellence—a recognition not merely of individual achievement, but a celebration of an extraordinary vision that has reshaped the very fabric of the banking sector.
Delivery Notif Na May Link?
05/24/2026
Regular na i-check ang inyong bank at e-wallet transactions. Kapag may kahina-hinalang transaksyon, i-report ito agad sa inyong financial institution.
Daily Rates
Buying Rate
₱61.45
Selling Rate
₱61.85
Unit Investment Trust Fund
PBB Peso Bond Fund "Quarterly KIIDS"
NAVPU as of July 10, 2026
₱249.067174
Deposit Rates
For the Week July 06 - July 10, 2026
Peso Fixed Deposit (Gross)
| 1,000 - 49,999 | 1.500% |
| 50,000 - 99,999 | 1.625% |
| 100,000 - 499,999 | 1.750% |
| 500,000 - 999,999 | 1.875% |
| 1,000,000 - 49,999,999 | 2.500% |
| 50,000,000 - above | 2.750% |
FCDU Rates (Gross)
| 1,000 - 49,999 | 1.375% |
| 50,000 - above | 1.500% |
Hi-5 Rates (net)
| 50,000 - 999,999 | 3.000% |
| 1,000,000 - 9,999,999 | 3.750% |
| 10,000,000 - 19,999,999 | 4.250% |
| 20,000,000 and above | Call TSG |
Latest Advisories
Stay informed with our most recent updates, alerts, and important announcements.
PBB Local Trunkline
(632) 8-363-3333
ATM Center Hotline
(632) 8-363-3000
Domestic Toll Free
1-800-10-363-3000