Your Path to Financial Freedom Starts Here
A customized loan solution tailored to meet your every financial need to make things happen for you, today.
Learn more about your rights and obligations under the Truth in Lending Act.
Consumer Loans
Loans designed to fulfill the diverse financial needs of individuals, serving a variety of purposes.
Auto Loan
Move fast forward with PBB Car Loan.
Salary Loan
Get your cash and repay through salary deduction.
Housing Loan
PBB Home Loan, Make your dream home happen.
Makaguro Loan
We make things happen for our teachers!
Commercial and Corporate Loans
Bills Purchase Line
A financing option that allows businesses to immediately access funds from local checks or drafts, essentially bypassing the normal check-clearing process.
LOAN APPLICATION REQUIREMENTS
- Business Documents
- SEC Registration / DTI Certificate
- Articles of Incorporation
- By-laws
- Latest General Information Sheet
- Latest Mayor’s Permit with Official Receipt
- Company Profile
- Company background and business history
- Financial Documents
- Financial Statements with complete notes for the past three (3) years
- Income Tax Returns (ITR) for the past three (3) years
- Statement of Assets, Liabilities and Net Worth (SALN) of sureties for the past three (3) years
- Banking and Credit Information
- Depository banks with branch name, account number, contact person, and contact number
- Creditor banks with credit facilities granted and o/s balance, contact person, and contact number
- Photocopies of bank statements with other banks for the last 12 months
- Additional Documents
- Resume of majority owners
- Duly accomplished Loan Application Form (Bank’s prescribed form)
- For Real Estate Collateral (If Applicable)
- Certified True Copy of Title (TCT)
- Latest Tax Declaration
- Latest Tax Receipt
- Vicinity Map of the property
Discounting Line
To bridge gap on receivables by converting post-dated cheques to cash.
LOAN APPLICATION REQUIREMENTS
- Business Documents
- SEC Registration / DTI Certificate
- Articles of Incorporation
- By-laws
- Latest General Information Sheet
- Latest Mayor’s Permit with Official Receipt
- Company Profile
- Company background and business history
- Financial Documents
- Financial Statements with complete notes for the past three (3) years
- Income Tax Returns (ITR) for the past three (3) years
- Statement of Assets, Liabilities and Net Worth (SALN) of sureties for the past three (3) years
- Banking and Credit Information
- Depository banks with branch name, account number, contact person, and contact number
- Creditor banks with credit facilities granted and o/s balance, contact person, and contact number
- Photocopies of bank statements with other banks for the last 12 months
- Additional Documents
- Resume of majority owners
- Duly accomplished Loan Application Form (Bank’s prescribed form)
- For Real Estate Collateral (If Applicable)
- Certified True Copy of Title (TCT)
- Latest Tax Declaration
- Latest Tax Receipt
- Vicinity Map of the property
Omnibus Line
An "all-purpose" line against which any type of loan/facility within the terms of the agreement may be availed up to whatever amount so long as the aggregate availments do not exceed the omnibus line limit.
LOAN APPLICATION REQUIREMENTS
- Business Documents
- SEC Registration / DTI Certificate
- Articles of Incorporation
- By-laws
- Latest General Information Sheet
- Latest Mayor’s Permit with Official Receipt
- Company Profile
- Company background and business history
- Financial Documents
- Financial Statements with complete notes for the past three (3) years
- Income Tax Returns (ITR) for the past three (3) years
- Statement of Assets, Liabilities and Net Worth (SALN) of sureties for the past three (3) years
- Banking and Credit Information
- Depository banks with branch name, account number, contact person, and contact number
- Creditor banks with credit facilities granted and o/s balance, contact person, and contact number
- Photocopies of bank statements with other banks for the last 12 months
- Additional Documents
- Resume of majority owners
- Duly accomplished Loan Application Form (Bank’s prescribed form)
- For Real Estate Collateral (If Applicable)
- Certified True Copy of Title (TCT)
- Latest Tax Declaration
- Latest Tax Receipt
- Vicinity Map of the property
Loan Line
To finance trade receivabes, inventory, as well as manufacturing and operating administrative costs/expenses.
LOAN APPLICATION REQUIREMENTS
- Business Documents
- SEC Registration / DTI Certificate
- Articles of Incorporation
- By-laws
- Latest General Information Sheet
- Latest Mayor’s Permit with Official Receipt
- Company Profile
- Company background and business history
- Financial Documents
- Financial Statements with complete notes for the past three (3) years
- Income Tax Returns (ITR) for the past three (3) years
- Statement of Assets, Liabilities and Net Worth (SALN) of sureties for the past three (3) years
- Banking and Credit Information
- Depository banks with branch name, account number, contact person, and contact number
- Creditor banks with credit facilities granted and o/s balance, contact person, and contact number
- Photocopies of bank statements with other banks for the last 12 months
- Additional Documents
- Resume of majority owners
- Duly accomplished Loan Application Form (Bank’s prescribed form)
- For Real Estate Collateral (If Applicable)
- Certified True Copy of Title (TCT)
- Latest Tax Declaration
- Latest Tax Receipt
- Vicinity Map of the property
Term Loan
To finance land acquisitions and/or development, building construction, expansion and/or renovation and equipment acquisition and/or repairs all of which are used or will be used or will be used in the business.
LOAN APPLICATION REQUIREMENTS
- Business Documents
- SEC Registration / DTI Certificate
- Articles of Incorporation
- By-laws
- Latest General Information Sheet
- Latest Mayor’s Permit with Official Receipt
- Company Profile
- Company background and business history
- Financial Documents
- Financial Statements with complete notes for the past three (3) years
- Income Tax Returns (ITR) for the past three (3) years
- Statement of Assets, Liabilities and Net Worth (SALN) of sureties for the past three (3) years
- Banking and Credit Information
- Depository banks with branch name, account number, contact person, and contact number
- Creditor banks with credit facilities granted and o/s balance, contact person, and contact number
- Photocopies of bank statements with other banks for the last 12 months
- Additional Documents
- Resume of majority owners
- Duly accomplished Loan Application Form (Bank’s prescribed form)
- For Real Estate Collateral (If Applicable)
- Certified True Copy of Title (TCT)
- Latest Tax Declaration
- Latest Tax Receipt
- Vicinity Map of the property
Agri Loan
Designed to support agricultural and agrarian reform beneficiaries, farmers, cooperatives, and agri-based businesses for working capital or equipment purchases.
LOAN APPLICATION REQUIREMENTS
- Business Documents
- SEC Registration / DTI Certificate
- Articles of Incorporation
- By-laws
- Latest General Information Sheet
- Latest Mayor’s Permit with Official Receipt
- Company Profile
- Company background and business history
- Financial Documents
- Financial Statements with complete notes for the past three (3) years
- Income Tax Returns (ITR) for the past three (3) years
- Statement of Assets, Liabilities and Net Worth (SALN) of sureties for the past three (3) years
- Banking and Credit Information
- Depository banks with branch name, account number, contact person, and contact number
- Creditor banks with credit facilities granted and o/s balance, contact person, and contact number
- Photocopies of bank statements with other banks for the last 12 months
- Additional Documents
- Resume of majority owners
- Duly accomplished Loan Application Form (Bank’s prescribed form)
- For Real Estate Collateral (If Applicable)
- Certified True Copy of Title (TCT)
- Latest Tax Declaration
- Latest Tax Receipt
- Vicinity Map of the property
Franchise Financing
Designed to support entrepreneurs in acquiring or expanding franchise businesses, covering franchise fees, fit-out, equipment, and working capital.
LOAN APPLICATION REQUIREMENTS
- Business Documents
- SEC Registration / DTI Certificate
- Articles of Incorporation
- By-laws
- Latest General Information Sheet
- Latest Mayor’s Permit with Official Receipt
- Company Profile
- Company background and business history
- Financial Documents
- Financial Statements with complete notes for the past three (3) years
- Income Tax Returns (ITR) for the past three (3) years
- Statement of Assets, Liabilities and Net Worth (SALN) of sureties for the past three (3) years
- Banking and Credit Information
- Depository banks with branch name, account number, contact person, and contact number
- Creditor banks with credit facilities granted and o/s balance, contact person, and contact number
- Photocopies of bank statements with other banks for the last 12 months
- Additional Documents
- Resume of majority owners
- Duly accomplished Loan Application Form (Bank’s prescribed form)
- For Real Estate Collateral (If Applicable)
- Certified True Copy of Title (TCT)
- Latest Tax Declaration
- Latest Tax Receipt
- Vicinity Map of the property
Project Financing
A long-term loan used to fund large-scale infrastructure or development projects, with repayment primarily based on the project’s cash flow.
LOAN APPLICATION REQUIREMENTS
- Business Documents
- SEC Registration / DTI Certificate
- Articles of Incorporation
- By-laws
- Latest General Information Sheet
- Latest Mayor’s Permit with Official Receipt
- Company Profile
- Company background and business history
- Financial Documents
- Financial Statements with complete notes for the past three (3) years
- Income Tax Returns (ITR) for the past three (3) years
- Statement of Assets, Liabilities and Net Worth (SALN) of sureties for the past three (3) years
- Banking and Credit Information
- Depository banks with branch name, account number, contact person, and contact number
- Creditor banks with credit facilities granted and o/s balance, contact person, and contact number
- Photocopies of bank statements with other banks for the last 12 months
- Additional Documents
- Resume of majority owners
- Duly accomplished Loan Application Form (Bank’s prescribed form)
- For Real Estate Collateral (If Applicable)
- Certified True Copy of Title (TCT)
- Latest Tax Declaration
- Latest Tax Receipt
- Vicinity Map of the property
Real Estate Financing
Loans for the acquisition, development, or construction of real estate properties, whether commercial, industrial, or residential.
LOAN APPLICATION REQUIREMENTS
- Business Documents
- SEC Registration / DTI Certificate
- Articles of Incorporation
- By-laws
- Latest General Information Sheet
- Latest Mayor’s Permit with Official Receipt
- Company Profile
- Company background and business history
- Financial Documents
- Financial Statements with complete notes for the past three (3) years
- Income Tax Returns (ITR) for the past three (3) years
- Statement of Assets, Liabilities and Net Worth (SALN) of sureties for the past three (3) years
- Banking and Credit Information
- Depository banks with branch name, account number, contact person, and contact number
- Creditor banks with credit facilities granted and o/s balance, contact person, and contact number
- Photocopies of bank statements with other banks for the last 12 months
- Additional Documents
- Resume of majority owners
- Duly accomplished Loan Application Form (Bank’s prescribed form)
- For Real Estate Collateral (If Applicable)
- Certified True Copy of Title (TCT)
- Latest Tax Declaration
- Latest Tax Receipt
- Vicinity Map of the property
Trade Financing
Financial instruments and products that support international and domestic trade, such as letters of credit, trust receipts, and import/export financing.
Our Trade Finance Products:
Documentary Collections under DP/DA
Export LC Advising/ Negotiation
Floorstock/ Inventory Financing
Issuance of Bank Guarantee/ Standby LC
Issuance of Credit Line Certification
Issuance of Import/ Domestic LC
Issuance of Shipside Bond
Trust Receipt Financing
LOAN APPLICATION REQUIREMENTS
- Business Documents
- SEC Registration / DTI Certificate
- Articles of Incorporation
- By-laws
- Latest General Information Sheet
- Latest Mayor’s Permit with Official Receipt
- Company Profile
- Company background and business history
- Financial Documents
- Financial Statements with complete notes for the past three (3) years
- Income Tax Returns (ITR) for the past three (3) years
- Statement of Assets, Liabilities and Net Worth (SALN) of sureties for the past three (3) years
- Banking and Credit Information
- Depository banks with branch name, account number, contact person, and contact number
- Creditor banks with credit facilities granted and o/s balance, contact person, and contact number
- Photocopies of bank statements with other banks for the last 12 months
- Additional Documents
- Resume of majority owners
- Duly accomplished Loan Application Form (Bank’s prescribed form)
- For Real Estate Collateral (If Applicable)
- Certified True Copy of Title (TCT)
- Latest Tax Declaration
- Latest Tax Receipt
- Vicinity Map of the property