Housing Loan
Your dream home is within reach. Enjoy flexible terms, competitive rates, and a hassle-free application process.
Turn your dream home into reality—apply now!
Loan Calculator
Easily estimate your monthly payments, interest, and loan terms with our user-friendly loan calculator for smarter financial planning decisions.
Features
Turn your dream home into reality with competitive rates and customizable financing options.
Loan Amount
Minimum of ₱2,000,000 up to 80% of the total appraised value (60% for vacant lot)
Note: Final approved amount is subject to the borrower’s capacity and the collateral’s appraised value (loan-to-value limits apply).
Loan Term
Flexible terms from 1 up to 15 years
Eligibility Criteria
- Must be a Filipino citizen
- At least 23 years old, not exceeding 65 years old at the end of the loan term
- Minimum gross monthly income: Php 50,000
- No adverse credit records
- Stable income from employment or business
Requirements
For Employed Applicants
- Fully accomplished and duly signed PBB Housing Loan Application Form
- Two (2) Valid Government Issued Ids with three (3) specimen signatures (with picture and signature)
- Certificate of No Marriage (if single)/Marriage Certificate (if married)
- Latest Proof of Billing Income Requirements If Employed
- Certificate of Employment
- Latest three (3) months payslips
- Latest BIR Form 2316 (Certificate of Compensation Payment/Tax Withheld)
- Proof of remittance for the last 6 months
For Self-Employed Applicants
- Latest Audited Financial Statement (AFS)
- Latest original copy of 6 months bank statements
- Latest Income Tax Return (ITR)
- Company Profile
- Trade References with Contact Details (Suppliers & Customers)
- DTI Registration and Mayor’s Permit with Official Receipt (Sole Proprietorship)
- Articles of Partnership, SEC Registration (Partnership)
- Articles of Incorporation, By Laws, SEC Registration, Latest GIS (Corporation)